Frequently asked questions

A payday loan is an unsecured short-term loan that is supposed to be paid back on the next pay day. Payday loans are intended for the cases of urgent financial need and, therefore, they are generally obtained to cover some unexpected expenses such as medical bills, car repairs, etc.

You can use the funds you obtain for any possible goal as you do not have to state the reason while proceeding with your application. However, cash advance lenders can provide you only with a limited amount as you are to pay back in a short period.

  • US citizenship
  • Age above 18 years
  • Monthly income above $1,000
  • Valid bank account (checking)

Lenders do not usually charge any fees for online payday loan applications.

Yes, our partners usually do not refuse the applications from people with bad credit.

Most lenders require direct deposit. Please check if your banking account supports direct deposit before aplying.

Upon submitting your application for a payday loan, you receive initial approval. If you apply on a business day, this approval typically occurs within approximately 30 minutes. Once your application is approved, the funds will be transferred overnight. The due date for payday loan refinancing will be selected to ensure your convenience and protect you from bounced checks and missed deadlines.

Upon approval of your application, you will receive an email notification.